PumpFi is a decentralized finance (DeFi) product launched by Pump.fun on April 1, 2025, designed to provide users with immediate, manageable financing for ANY digital asset. It is described by the team as "the Ape Now, Pay Later solution for EVERY asset & liability on Solana". ^{[1] [2]}

Overview

PumpFi is a product that provides immediate, manageable financing for ANY digital asset with no credit checks, enables monthly installments, and also, affordable trenching.

On how it works, users can begin by buying any memecoin or NFT on PumpFi, then pay a third immediately, and the rest can be paid over 3 months. ^[1]

With PumpFi, users can finance memecoins or NFTs, manage financing agreements, and buy debt, making it effectively seamless for users to secure quality assets on Solana.

Pump.Fun

Pump.fun is a cryptocurrency platform for creating and trading memecoins and it was launched in January 2024. It leverages the Solana and Blast networks to offer rapid transactions and minimal fees. The platform allows users to create and trade tokens instantly without the need for seed liquidity, making it accessible and cost-effective for a broad audience. ^[2]